Statement to Parliament: Transport infrastructure for our global future: a study of England’s port connectivity and supporting documents

first_imgI am today (24 April 2018) publishing the government’s report on port connectivity, entitled Transport infrastructure for our global future: a study of England’s port connectivity.This country’s ports are a modern success story. At present around 95% of all goods entering and leaving Britain are moved by sea and the port sector directly contributes £1.7 billion to the UK economy. Once factors such as supply chains are considered, the port sector’s economic contribution to the UK is estimated to be £5.4 billion per annum.This role ports play in facilitating trade and driving economic growth is only likely to increase. As an island our ports are fundamental to our global success as an outward-facing trading nation. Ports are investing many billions of pounds in their own infrastructure to ensure larger ships and volumes can be accommodated, and so that England continues to be a key destination for global trade. It is therefore vital there is appropriate capacity on our inland transport network, to and from our international gateway ports, to meet demand.As part of a wider commitment, government is making investment totalling over £60 billion in this Parliament alone to improve our transport networks as a whole, including freight connectivity.This connectivity supports the movement of everything to and from our ports which are vital to our everyday lives from providing fuel to our power stations to generate electricity for our homes, to transporting the produce to our supermarkets so we have food to eat.‘Transport infrastructure for our global future: a study of England’s port connectivity’ sets out our vision for how we can continue to grow a thriving English port sector and how collaboration and innovation by government and industry can enhance the trade, economic and productivity benefits delivered by ports.The report has been developed with input from Network Rail, Highways England, the port and wider freight industry, and its customers. In doing so the study has looked at the current challenges and opportunities for port and freight connectivity, and makes specific recommendations which the government and industry can work together to achieve.A copy of the study has been placed in the library of both Houses and is also available on GOV.UK, together with the supporting regional case studies report on connectivity.Background information on ports policyPorts policy is fully devolved to the Scottish and Northern Ireland governments. In Wales, responsibility for fishing ports only was devolved to the Welsh Government but from 1 April 2018, powers in the Wales Act 2017 will saw further devolution to include all ports wholly in Wales, other than reserved trust ports (Milford Haven is the only one of these) for which the UK government retains responsibility. An overview of Milford Haven’s connectivity is included in the supplementary case study document for information, but the recommendations are not intended for implementation in Wales.last_img read more

News story: GIAA’s Business Administration apprentices

first_imgOn Tuesday, our Business Administration apprentices held an interactive workshop in the boardroom of our London office, during which they presented their personal journeys so far. The group then went on to pitch their business proposals, centred on how communications and social media can enhance the Agency, to a Dragons’ Den-style panel of line managers and subject matter experts.The panel fed back that the pitches were fantastic and, faced with an impossible choice, the ‘dragons’ asked the groups to merge their proposals and then offered their support to help the apprentices turn their ideas into reality.On Wednesday our apprentices came together and had coffee with our Chief Executive Officer Elizabeth Honer, and our Non-Executive Chair Steve Burnett; and heard first-hand the interesting career paths each has taken to their current leadership roles. They also discussed how valuable life skills are at work, such as the ability to influence and engage customers.And on Thursday, GIAA’s Learning & Development team hosted a webinar jointly with the Chartered Institute of Public Finance and Accountancy on our new Level 7 Professional CIPFA Qualification scheme, supported by the Apprenticeship Levy.Lupa said “our interactive session helped me to overcome nerves while presenting and boosted my confidence”,and Ryan said “while completing my Level 4 has been challenging in some aspects, knowing I have now achieved a qualification that is equal to a foundation degree has been rewarding”.With 22 apprenticeships in the Agency, GIAA is proud to be on track to exceed our own apprenticeship target this year and contribute to the Civil Service’s target for new apprentices to make up 2.3% of our workforce by March 2021. Recognising the value that apprenticeships can offer an organisation, from addressing skills gaps to growing and retaining talent for the future, apprenticeships offer a win-win for everyone by enabling people to gain qualifications (up to and including post graduate degree level), whilst they learn professional skills on the job and earn a wage too.In recognition of the importance of growing new talent, GIAA has recently welcomed Helen Ives, our new Trainee and Apprentice Lead, to continue to develop the support and activities the Agency can offer to ensure colleagues undergoing apprenticeships have the best possible experience. Helen said “We’re so proud of how far our colleagues have come during their apprenticeships with the Agency – well done to all”.Here are some other comments from our apprentices:Lupa Kazi: “I am learning and growing as an individual as each day passes, as well as absorbing new information every day. Our interactive session helped me to overcome nerves while presenting and boosted my confidence.”Ryan Auer: “While completing my Level 4 has been challenging in some aspects knowing I have now achieved a qualification that is equal to a foundation degree has been rewarding. For the cohort workshop yesterday, the biggest thing I have taken away from it is gaining experience in presenting which is a skill I need to improve upon.”Emma Breach: “I found that sharing my presentations was a great learning opportunity as it helped to build my confidence with presenting, technical difficulties aside! It was great to hear everyone’s stories, and the presentations from Helen on her own journey were enlightening.”last_img read more

Marks & Spencer unveils 2020 Christmas range

first_imgColin the Caterpillar and Percy Pig have been given festive makeovers as part of Marks & Spencer’s Christmas bakery range for 2020.Alongside the iconic duo are a host of other new bakery products. There’s an emphasis on indulgent desserts, hybrid bakes and over the top sausage rolls.“That first taste of Christmas, however early you have it, is a big milestone many of us count down to, whether it’s a turkey sandwich, or something a bit sweeter. This year our bakeries are really getting into the spirit with some magnificently festive cookies, cakes and pies, as well as our first ever Christmas yumnut,” said Kirsty Rowley, product developer.There’s definitely more sweet than savoury in the M&S bakery line-up.“This year’s dessert collection is more impressive than ever and perfect for every occasion, including rounding off the main event,” added product developer Alice Holman. “Check out our ooziest, chocolatiest treats, which are guaranteed crowd-pleasers, and we have also gone for gold this festive season with our showstopping golden balls profiterole stack and theatrical gold bullion bar.”Here’s our pick of the sweet and savoury bakery treats to grace M&S’ shelves this festive season: Christmas Tree Colin the CaterpillarM&S’ favourite caterpillar has been given a festive overhaul, complete with edible Santa hat and decorations. The cake features classic Colin flavours in the form of a chocolate sponge roll filled with chocolate buttercream and finished with milk chocolate. Serving 10, Christmas Colin costs £10. Source: M&SShellfish PuffsDescribed as a showstopping starter, the shellfish puffs feature Queen scallops and Honduran prawns covered in a creamy shellfish sauce and served in scallop shells before being topped with all-butter puff pastry. A pack of four costs £20. Source: M&SPercy Pig Percymas PieMince pies might not be to everyone’s taste, but M&S reckons its Percy Pig Pies are. The ‘fun alternative’ to the traditional Christmas fare combines shortcrust pastry with a fruity filling and a Percy Pig-flavoured sponge, all topped with Percy Pig-flavoured fondant icing. To complete the look, each pie is topped with a Percy Pig sweet. They’re priced at £2 for four pies. Source: M&SCollection Chocolate and Orange Christmas PuddingChocolate orange meets Christmas pudding in this latest twist on the yuletide classic. The pudding features ‘rich and zesty’ vine fruits, Belgian chocolate, orange liqueur and brandy for a boozy hit. Hidden inside is a melt-in-the-middle chocolate and orange sauce. It serves eight and costs £12. Source: M&SGolden BallsProfiteroles just got posh. M&S’ version sees delicate choux pastry puffs filled with whipped cream, layered with rich salted caramel sauce and decorated with gold malt balls and gold shimmer for some extra sparkle. The dessert costs £12 and serves eight people. Source: M&SMerry Christmas Giant Vegetable RollA Merry Christmas Giant Vegetable Roll, priced at £8, has also been added to the pastry roll line-up offering a plant-based version. It sees vegan puff pastry filled with carrot, swede, butternut squash, cranberries and seeds. Source: M&SPlant Kitchen Chocolate TorteM&S has added to its vegan-friendly Plant Kitchen rage. The torte has a smooth dark chocolate ganache and a biscuit base all finished with a dusting of cocoa powder and snowflake decoration. It costs £12 and serves six people. Source: M&SMince Pie CookiesAnother example of a hybrid bakery product comes in the form of M&S’ mince pie cookie. It sees a soft and chewy spiced cookie topped with a dollop of mincemeat and priced at £1. Source: M&SSanta’s YumnutDescribed by M&S as ‘this year’s biggest bakery superstar’, a festive variant has been added to its yumnut line-up. A cross between a yum yum and a doughnut, it features 48 layers of pastry with a Santa’s belt motif in icing on top. As part of its in-store bakery range, the Santa’s Yum nut costs £1.50 for one or £4 for a box of three. Source: M&STear & Share Handcrafted Cheese Puff Pastry with Molten CamembertLast year’s brie en croûte nearly #broketheinternet, according to M&S. This year, it’s joined by a rich and buttery pastry tear and share which sees a whole camembert surrounded by Cheddar and regato pastry puffs for a cool £12. Source: M&SStar Studded Sausage Roll StackWhat’s better than one sausage roll at Christmas? Thirty-two of them all baked together over three tiers. This centrepiece is made with seasoned pork sausage and all-butter pastry, complete with star decorations for added festivity. It costs £12. Also joining the M&S sausage roll roster is a Merry Christmas Giant Sausage Roll. Priced at £8, it’s made for sharing and is a giant version of the retailer’s ‘Our Best Ever’ sausage roll made with pork and caramelised onion filling. Here’s what some of the nation’s other retailers have planned for festive bakery in 2020:Asda Christmas range 2020Aldi Christmas range 2020Ocado Christmas range 2020Tesco Christmas range 2020Waitrose Christmas range 2020last_img read more

Spotify’s New iMessage App Lets You Text Music To Your Friends

first_imgLast week, the digital streaming service Spotify launched a brand-new feature that allows you to send songs directly to your friends using iMessage, the default messaging application for most Apple products. With the new app, users can search the site’s full catalog of music for a specific song, then send a 30-second preview of the song to a friend that also includes an album image, song title, and artist information.Forgotify Lets You Listen To Millions Of Unheard Songs That Have Never Been Streamed On SpotifyHere’s how it works. People who already have Spotify’s iOS app installed can switch on the new iMessage app from the iMessage App Store. Once activated, users can start sending friends songs directly by opening a new iMessage, pressing the app icon, and then selecting the Spotify logo to open the stream service’s new iMessage app. After finding the song you want to send via the search bar, you can tap a button to copy the song, then paste the preview into the iMessage. Recipients can either listen to the 30-second preview from iMessage or click on the song itself, which will open the track on the Spotify app so it can be heard in full.Spotify Teams With Accuweather To Generate Playlists Based On The Weather Near You [H/T Tech Crunch]last_img read more

Six Vermont resorts named to Ski Magazine’s Top Ten East Coast resorts

first_imgVERMONTCLAIMS SIX OF TEN SPOTS IN SKI MAGAZINE TOP TEN EASTERN SKI RESORTS For more information on the Vermont Ski Areas Association and to viewthis years online press kit highlighting Vermonts resorts, go to is external). SKIs Top 50 Resort Guide is the perfect forum for skiersto share their best ski experiences, says SKI Magazines executiveeditor Greg Ditrinco, adding that more than 20,000 of the magazinessubscribers of two or more years are surveyed by an independent research firm.Resorts are ranked in 17 categories: Region, Snow, Grooming, Terrain,Challenge, Value, Lifts, Service, Weather, Access, On-Mountain Food, Lodging,Dining, Après Ski, Off-Hill Activities, Family Programs, Scenery and Terrain Parks. st1\:*{behavior:url(#default#ieooui) }FOR IMMEDIATE RELEASECONTACTHeather AtwellDavid DillonVermont Ski Areas Association/Ski VermontMontpelier, Vermont [email protected](link sends e-mail) is external) ________________________________________________Heather AtwellDirector ofPublic Affairs and ProgramsVermont Ski Areas Association, Ski Vermont26 State Street | Montpelier, Vermont 05602P 802-223-2439 |  F802-229-6917 | Email  [email protected](link sends e-mail)center_img Killington, Smugglers Notch, Stowe, Okemo, Sugarbush andStratton made the magazines 2005-06 Top Ten, with Smugglers Notchand Killington taking second and third, respectively, after No.1 Tremblant. BOULDER,Colo Six Vermont ski resorts were named to the Ski Magazine annual TopTen East Coast resorts in the magazines October edition. Last year, fourVermont resorts made the Top Ten and three ofthe resorts from Vermontmaking the top ten this season were not on the list at all last year.  -30-last_img read more

Vermont House approves jobs bill

first_imgThe House Thursday passed a jobs bill that will strengthen the foundation for job creation in the state. H. 287, is a comprehensive package that aids both employees and employers.‘As we recover from the economic downturn, employees and employers must have the tools they need to enter the workforce in what is a very competitive job market,’ said Speaker Shap Smith. ‘This bill provides many resources for job creation across all sectors of the economy.’The bill does a number of things to support business expansion and job creation in Vermont, including:Enhancing workforce training programs to maximize opportunities for employees and provide employers with a well trained pool of applicants.Incentivizing Vermont businesses to recruit their suppliers and vendors to relocate to the state. Awards $1,000 for each new Vermont job; $500 to the Vermont business and $500 to the relocating business.Creating a tuition repayment program for graduates seeking jobs in science, technology, engineering, and mathematics. Awards $1,500 per employee.Creating an incentive for employers to hire a long-term unemployed applicant. Awards to employer $500 per employee hired for a maximum of $5,000 per employer per year.Expanding workplace internships through state-wide coordination.Enhancing the VEGI program to bring new capital into the market for business expansion.Creating an Office of the Creative Economy to support creative enterprises like software development, new media, and innovative commercial goods.Streamlining the process for housing developers who include low and moderate income housing in designated neighborhoods.Supporting the value-added agriculture industry through the Farm-to-Plate program, local food coordinators, skilled meat-cutter apprenticeships, and technical assistance for manufacturing compliance with good agricultural practices.Governor Peter Shumlin said: ‘We need to do everything possible to continue pulling Vermont out of the national recession and getting people back to work. This expansive Jobs Bill brings together private industry, government, schools and others to focus on that mission ‘ getting Vermonters back to work.’The governor said he is confident the Senate will move quickly to pass the bill and send it to his desk to be signed into law. ‘This bill helps unleash Vermont’s entrepreneurial spirit and sets the stable for collaborative economic development,’ concluded Representative Bill Botzow, Chair of the Committee on Commence and Economic Development.The bill passed through second reading in the House, 122-13. H. 287 will be taken up for a third reading today before being sent to the Senate for its consideration.last_img read more

Role of gas as a bridge fuel in U.S. ‘just got shorter and narrower’—S&P

first_imgRole of gas as a bridge fuel in U.S. ‘just got shorter and narrower’—S&P FacebookTwitterLinkedInEmailPrint分享S&P Global Market Intelligence ($):The natural gas revolution that has led to a power plant building boom and kept electricity prices low may be nearing its end, as the coronavirus pandemic has reduced demand for the fuel and competition from renewable sources of energy intensifies, said Dan Klein, head of scenario planning at S&P Global Platts.This spring, as the coronavirus shut down the economy, analysts projected that the renewable energy industry would emerge from the crisis in a stronger position as falling electricity demand hit fossil-fuel plants particularly hard. Adding to the pain for the natural gas industry, the health and economic crisis came at a time when the financial outlook for some plant owners was already deteriorating.“Gas was viewed as a bridge fuel between coal and renewables, and that bridge just got shorter and narrower,” Klein said Oct. 6 on a webinar hosted by S&P Global Inc. “[We] still expect gas to grow strongly over the long term. … But COVID took a good chunk out of that growth.”Meanwhile, the country’s wind and solar markets are expected to grow significantly this year, there is increasing momentum behind a push for net-zero emissions in corporate America and Europe’s oil and gas majors are turning more of their attention — and capital spending — toward renewables.“Some companies are signaling that an increasing proportion of their investment budget will be going into renewables rather than oil and gas, even if, of course, the majority of the capex will actually continue going to oil and gas for the time being,” Simon Redmond, a senior director at S&P Global Ratings, said on the Oct. 6 webinar. “We do expect increased investment across renewables businesses from the European majors, in particular.[Michael Copley]More ($): Natural gas bridge now looks ‘shorter and narrower’last_img read more

Zen and the Art of Southern Skiing

first_imgThe hand driers at Breckenwolf—AKA Wolf Ridge Ski Resort—are basically memorabilia at this point. They’re so old, I think the lodge was built around them. Technically they still work, but it’ll take a week to get your hands dry, rubbing them beneath the lukewarm air over and over. But I think they’re on the National Historic Register so legally, management can’t remove them. You gotta respect the historic significance. Honestly, I’d be disappointed if I walked into the bathroom of the ski lodge and there was a brand new Dyson hand dryer on the wall. It just wouldn’t feel right. I’ve come to realize that the hand drier is a metaphor for Breckenwolf as a whole. It’s not the best, but it’s mine and I love it. Actually, that metaphor applies to skiing in the Southern Appalachians in general. Don’t get me wrong; we have some wonderful resorts that do the best they can with increasingly difficult conditions thanks to the Chinese global warming hoax (fake news!). And there are days when we can ski actual powder. But if you’re a skier in the South then you also know that you ski questionable conditions. Sometimes, you ski slush in the rain. Sometimes, you ski ice in the freezing rain. A lot of times, you ski okay groomed snow, but through a barrage of snow guns. That was the case this week during the inaugural Whiskey Wednesday for the 2017/2018 season. The temps were in the low 20s and Breckenwolf was making the most of the cold snap, blowing as much snow as they could. I understand: you gotta get while the gettin’s good. So they had every single gun on, from the top of the mountain to the base lodge. We skied through them, one right after the other until our pants and jackets were caked in ice. Sometimes, when the winds shifted, the guns would get us again while you were on the lift, making our way back to the top of the hill. For most of the night, we skied with a thick layer of ice over our clothes and helmets.And I love it. I love it because it’s horrible, and incredible at the same time. I love it because it teaches me patience and perseverance. I love it because it makes me appreciate an inch of natural powder, cherishing it, the way people who grew up during the depression cherish canned goods. And I love the fact that my kids are learning to ski here. I firmly believe that if you can ski in the Southern Appalachians on a bad day, you can ski anywhere. But it’s also true that skiing here, speeding through the snow guns over chunky ice, forces you to have a sense of appreciation for the good days. And eventually, if you ski consistently enough, you come to a Zen-like sense of understanding that there really aren’t any bad days on the hill, no matter what sort of conditions are underfoot. Or how much ice you have on your goggles from the snow guns. Because you’re skiing in the South. And that alone is kind of a miracle.last_img read more

Brazil Conducts Joint Military Operations on the Coastline

first_imgBy Taciana Moury/Diálogo December 20, 2018 The Brazilian coastline between the states of Rio de Janeiro and Espírito Santo served as the backdrop for two important Brazilian military training operations. Operation Atlantic V (Operação Atlântico)—a Ministry of Defense-coordinated joint military exercise to protect territorial waters—and Operation Dragon XXXIX (Operação Dragão)—a Brazilian Navy (MB, in Portuguese) activity that concludes the marines’ annual training cycle, took place November 6-14, 2018. It was the first time that both operations were conducted jointly, mobilizing approximately 3,000 service members from MB, the Brazilian Army, and the Brazilian Air Force (FAB, in Portuguese). The activity included an amphibious operation simulation, characteristic of Operation Dragon, with a focus on evacuating non-combatants. On November 9th, marine troops disembarked at Itaoca Beach, on the coast of Espírito Santo. About 1,700 service members from Fleet Marine Squad (FFE, in Portuguese) took part in the activity that constituted the operation’s D-Day. The training scenarios consisted of guaranteeing the security for the evacuation of 3,000 Brazilians at risk in a fictitious foreign country, while observing human rights and protecting citizens’ well-being. Land activities simulated triage, and evacuation of civilians. “We disembarked with amphibious resources, assembled four meeting areas for evacuees, and an Evacuee Control Center [CCE, in Portuguese]. Civilians were transported to triage at the CCE and, finally, taken aboard vessels and aircraft to the ships to proceed to a safe destination,” said MB Marine Corps Colonel Dirlei Donizete Codo, head of FFE Operations. MB used about 10 ships, including the multipurpose dock ship Bahia, the tank landing ship Almirante Saboia, the oceanic patrol ship Apa, and the multipurpose helicopter carrier Atlântico, MB’s new flagship, which participated in an operation in Brazilian waters for the first time. Additionally, about 106 operational vehicles and 12 armored cars, among those eight amphibious vehicles, also participated. MB and FAB carried out the aerial activities with their aircraft. MB Lieutenant Commander Felipe Folgoso Sasaki served as the operations officer of the Amphibious Task Force, composed of his General Staff. “Our main task was to coordinate all the ships and aircraft to support the ongoing land activities,” he said. One of the challenges faced during the operation were adverse climate conditions, which at times modified the initial plan. “In some cases, it was not possible to deploy troops to the beach by boat, because of choppy seas. In that case we actively arranged other available transportation, such as a helicopter, while providing instructions to everyone involved,” said Lt. Cmdr. Sasaki. Foreign observers Foreign officers, such as U.S. Marine Corps Major James Richard Smith, who is part of an exchange program with the Brazilian Marine Corps, participated in the activities. “It’s always good to learn and observe the capabilities of service members from partner nations during practical training,” said Maj. Smith. The officer emphasized the value of the operation for marines training. “We were able to apply the main amphibious assault tactics in a real environment when ships were launching marines into the sea,” said Maj. Smith. “This year’s theme reinforced the applicability of amphibious operations, either against an enemy or in a situation supporting the evacuation of civilians.” Bolivian Navy Lieutenant Junior Grade Hans Larry Tito Coronel, who was present for the exercise, emphasized the humanitarian aspect of the exercise. “During the evacuation of non-combatants, such as this simulated operation, there are many factors at play, such as international laws, diplomacy, and many risks that can interfere with the progress of the operations,” he said. “It’s crucial to have personnel and resources ready at different levels to make timely and accurate decisions.” The foreign officers also emphasized the benefits of the exchange with MB. “I was able to observe MB’s many logistics improvements, and understand the doctrine used,” said Lt. j.g. Tito. “Brazil and the United States have an enduring history of joint operations and when we share knowledge we can improve together,” Maj. Smith added. Training ensures interoperability For Col. Dirlei, including the 2018 edition of Dragon into Atlantic V increased interoperability for all participating service members. “It was a very productive training event, with a significant increase in readiness level and resource availability. The marines increased their professional capabilities,” he said. “The exercise not only enabled the training of joint amphibious forces in their traditional tasks, but also contributed to interoperability and the integration of resources and troops from the Army and the Air Force,” said Lt. Cmdr. Sasaki. One of the highlights of Atlantic V was the hospital complex assembled aboard the multipurpose dock ship Bahia. The 500-square meter complex had two operating rooms, an intensive care unit, and the capacity to see 100 patients a day. During the exercise, a joint medical structure was setup with professionals from the three branches for medical support training in situations similar to the exercise’s scenario. One of the simulated activities was an aeromedical evacuation and the landing of a FAB aircraft, bringing a patient to be seen aboard the ship. According to FAB Lieutenant General Ricardo Cesar Mangrich, interim commander of the Aerospace Operations Command, the exercise provided important training on humanitarian aid, transportation, and assistance to the wounded. “Our doctors were able to practice care aboard a ship, which is not as common for our service members, but is very beneficial in a joint operation,” he said. FAB participated in the operation with eight aircraft. In addition to transporting the wounded, FAB pilots also launched paratroopers, transported troops, and carried out reconnaissance missions. “It was an excellent opportunity for the maritime patrol to train in a real mission,” concluded Lt. Gen. Mangrich.last_img read more

Why you shouldn’t forget about improving card management

first_img 9SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr The payment technology industry changes like the wind with new players always working towards getting into the game. Whether it’s driven by the phone carrier or financial institutions, new mobile banking apps and “mobile wallet” options are being developed in hopes of growing that market segment willing to trust their phones to also act as their wallet. And now the newest entrance to this market is expanding to more banks and credit unions.It was announced this week that Samsung Pay is expanding to thirteen more U.S. banks and credit unions “in the coming months” – with the Discover card also being added at some point next year.  Samsung Pay just launched in the U.S. in September but has quickly gained support.Just like many of the others in the mobile payments industry, Samsung is going with the “gradual expansion” at first.  Samsung Pay currently works only with the Galaxy S6/edge/edge+ and Note 5.  Initial holdout, Verizon, also opened up the service to its customers a week ago.We’ve discussed in previous blogs the marketing and security implications of the mobile wallet.  As more merchants embrace this new form of payment, consumers will continue to follow.  So just remember that it is up to issuing credit unions to convince their members to link their credit cards with all these mobile wallet accounts like Samsung Pay, Apple Pay, PayPal, Google Wallet, etc. continue reading »last_img read more