The Co-operative Bank of Kenya Limited ( Q12016 Interim Report

first_imgThe Co-operative Bank of Kenya Limited ( listed on the Nairobi Securities Exchange under the Banking sector has released it’s 2016 interim results for the first quarter.For more information about The Co-operative Bank of Kenya Limited ( reports, abridged reports, interim earnings results and earnings presentations, visit the The Co-operative Bank of Kenya Limited ( company page on AfricanFinancials.Document: The Co-operative Bank of Kenya Limited (  2016 interim results for the first quarter.Company ProfileThe Co-Operative Bank of Kenya Limited is a financial services institution offering banking products and services for the retail banking and wholesale banking sectors in Kenya. Its full-service offering ranges from transactional banking products to access accounts, LPO financing, invoice discounting services, term loans, asset finance and letters of credit. The company also provides medical, motor, general, life, agriculture and micro-business insurance as well as treasury products, fixed income and money market products and money transfer services. The Co-Operative Bank of Kenya was founded in 1965 and its head office is in Nairobi, Kenya. The company is a subsidiary of Co-op Holdings Co-operative Society Limited. The Co-Operative Bank of Kenya Limited is listed on the Nairobi Securities Exchangelast_img read more

Christensen’s theory of disruptive technology is key to successful investing in the 2020s

first_img I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. The innovator’s dilemma is a theory about how market-leading companies, who appear to be unbeatable, can fall from grace and even go bust in some cases. It’s also a theory about how upstart companies can go from nowhere to corporate superstars in hardly any time.Investors who understand the theory are at an advantage. In fact, I go further and say understanding the theory is vital. Companies like Unilever are a good example of how to learn from the innovator’s dilemma.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Innovator’s Dilemma, first published in 1997, was written by late Harvard professor Clayton Christensen, who sadly died recently at just 67 years old.Christensen’s theory runs counter to traditional business ideas — which is why many found the idea difficult to accept. However, the theory does explain how disruptive technology can transform a market and is illustrated by examples such Kodak, Blockbusters, Nokia, and Blackberry (formerly Research in Motion.)In his study, Professor Christensen focused on the disc drive industry and what happened to the key players in the industry as the main format switched from 12-inch drives used in mainframe computers, to 8-inch drives for mini computers, 5.25 inch for desktop computers, and 3.5 disc drives for laptops.His finding was that with every shift in the main standard, the market leaders immediately lost market share, often going bust, and new companies came to dominance. Then, when the standard changed again, these newer companies themselves lost market share only to be replaced by an even newer generation.More significantly, in just about every case, the companies in question did all the things that conventional business and marketing advice suggested — they extensively researched the market, they canvassed the views of customers, and stuck closely to their business plans.Unfortunately, for these companies, the research often seemed to suggest that the new technology was little more than a toy, and that they would be better off ignoring it.The lesson of Innovator’s Dilemma One of the lessons of Innovator’s Dilemma is that it can be a mistake to listen too carefully to customers. Other lessons include trying to think ahead concerning different ways your business model might be disrupted, experimenting with different ideas, and being willing to adapt quickly.Many of the current business buzz words such as agile, lean, and digital transformation relate to the lessons of Innovator’s Dilemma.New technologies are developing so fast that traditional businesses models are in danger of going obsolete — whether the models relate to car companies, banks, energy firms, retailers, or even techs themselves, the risk of disruption is always present.Some companies, such as Unilever, impress me with the way they have adopted technology to try to keep on top of the disruptive threats, applying agile techniques or backing start-ups, for example. Also, although Boohoo is itself a disruptor, I am impressed with the way it is applying data, lean, and agile techniques. In this way they are a better able to deal with future disruptive threats.I believe that companies that do not learn the lessons from Clayton Christensen’s theory will not survive the next decade or two. Before investing in a company, find out about its strategy for dealing with future disruption. Learn what the CEO has to say on the matter, and the way it is using technology to make it more able to cope with “unknown future threats.”   Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! See all posts by Michael Baxter Our 6 ‘Best Buys Now’ Shares I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Michael Baxter has no position in any of the shares mentioned. The Motley Fool UK owns shares of and has recommended Unilever. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Simply click below to discover how you can take advantage of this.center_img Michael Baxter | Friday, 31st January, 2020 Christensen’s theory of disruptive technology is key to successful investing in the 2020s Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Image source: Getty Images Enter Your Email Address “This Stock Could Be Like Buying Amazon in 1997”last_img read more

Iranian-American journalist gets eight years on spying charge

first_img IranMiddle East – North Africa June 9, 2021 Find out more News to go further IranMiddle East – North Africa Reporters Without Borders “firmly condemns” the eight-year prison sentence which a Tehran revolutionary court passed today on Iranian-American journalist Roxana Saberi on a charge of spying for the United States.“This conviction was unjust under the Iranian criminal code and the sentence was severe,” Reporters Without Borders said. “Saberi’s lawyer was not with her when she appeared before the judges for the single hearing on 13 April. Coming as it does in the run-up to elections, this sentence is a warning to all foreign journalists working in Iran.”The Saberi case is the latest example of how the Iranian authorities arbitrarily use spying charges to arrest journalists and tighten the gag on free expression.Aged 31, Saberi has been detained ever since her arrest in Tehran in late January. The trial opened before a revolutionary court on 13 April and only one hearing was held, lasting a day. Her lawyer, Abdolsamad Khoramshahi, confirmed today to Reporters Without Borders that she has been convicted and sentenced and said he was going to appeal.Saberi’s arrest was revealed by National Public Radio (NPR) in the United States on 1 March following a call it received from her father on 10 February. The day after the NPR report, the Iranian authorities confirmed she was being held in north Tehran’s Evin prison. On 2 March, foreign ministry spokesman Hassan Ghashghavi said she had been working “illegally” in Iran. Judicial authority spokesman Alireza Jamshidi said on 3 March that she had been “arrested on the order of the Tehran revolutionary court and is now in detention in Evin prison.”Born and brought up in the United States, Saberi has an Iranian father who became a US citizen. She moved to Iran six years ago, working as a stringer for NPR from 2002 to 2006. She also worked for the BBC and Fox News. The Iranian authorities do not recognise dual citizenship and regard her as an Iranian like any other.Her father, Reza Saberi, told Reporters Without Borders that she had not worked for the media since 2006. She did not have access to news and information as she did not have press accreditation, he said. “Her writings were just personal notes and comments about cultural and literary subjects with a view to writing a book about Iran,” he said, adding that “she had been concentrating since 2006 on studying Farsi and Iranian culture at a Tehran university.”Bahman Ghobadi, Iranian filmmaker, has written an open letter following the arrest and conviction of Roxana Saberi. RSF_en Help by sharing this information Receive email alerts February 25, 2021 Find out more Call for Iranian New Year pardons for Iran’s 21 imprisoned journalistscenter_img Iran: Press freedom violations recounted in real time January 2020 News Follow the news on Iran News Organisation March 18, 2021 Find out more After Hengameh Shahidi’s pardon, RSF asks Supreme Leader to free all imprisoned journalists April 18, 2009 – Updated on January 20, 2016 Iranian-American journalist gets eight years on spying charge Newslast_img read more

Parsons Announces Forward Initiative to Create a More Streamlined, Agile Global Business Structure

first_img Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. Top of the News Community News Your email address will not be published. Required fields are marked * Subscribe Make a comment Name (required)  Mail (required) (not be published)  Website  Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena 2 recommended0 commentsShareShareTweetSharePin it Business News First Heatwave Expected Next Week center_img Community News Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Business News Parsons Announces Forward Initiative to Create a More Streamlined, Agile Global Business Structure From STAFF REPORTS Published on Monday, January 4, 2016 | 11:23 am Parsons today announced FORWARD, an initiative to reorganize its business operations to better serve its customers and create more opportunities for growth. With the new structure, the company will streamline its reporting structure and simplify layers of management while improving its administrative processes.“Parsons is excited to unveil FORWARD,” said Chuck Harrington, Parsons’ Chairman and CEO. “This initiative is an important step in enhancing the effectiveness of our company, making us more agile in responding to the needs of our customers. The changes to our corporate structure will give us a greater outlook for long-term, organic growth and boost performance in every segment of our business.”A key feature of the reorganization plan is the creation of five business units headed by members of the company’s senior administrative team. Each unit will be responsible for Parsons’ business in a particular area of the marketplace, allowing the company to be flexible in implementing core growth strategies. The restructured units and their leadership include:• Middle East Africa: Garold B. “Gary” Adams will head this unit, which will provide complete, standalone services to customers in these regions in the horizontal infrastructure and roads and highways markets.• Infrastructure: Upon his return from leave, Michael W. “Mike” Johnson will head this unit, which will focus on the North American infrastructure market and specialized global businesses in aviation, rail and transit, transportation-related systems, long-span bridges, and tunnels. As announced on December 21, 2015, Donald D. “Don” Graul will serve as the interim President of this unit until Mike’s return.• Industrial: Michael M. “Mike” Walsh will head this unit, which will focus on commercial customers in water, wastewater, environmental, telecom, energy, and vehicle inspection.• Federal: Mary Ann Hopkins will head this unit, which will serve a variety of U.S. federal government agency customers in the environmental, infrastructure, security, and defense markets.• Construction: Don Graul will head this unit, which will take the lead in more civil construction projects and projects using Alternative Project Delivery methods.The FORWARD initiative is driven by a renewed focus on localized decision-making. Each individual unit will be empowered to perform many traditional corporate functions, such as customer support services, that were centralized in the company’s previous alignment.By encouraging proactive leadership at multiple levels of its new structure, Parsons will benefit from a focused investment in each of its units as well as the development of key staff resources that will facilitate the company’s growth worldwide.Parsons, celebrating more than 70 years of growth in the engineering, construction, technical, and professional services industries, is a leader in many diversified markets with a focus on infrastructure, industrial, federal, and construction. Parsons delivers design/design-build, program/construction management, and other professional services packaged in innovative alternative delivery methods to federal, regional, and local government agencies, as well as to private industrial customers worldwide. For more about Parsons, please visit EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Herbeauty9 Of The Best Family Friendly Dog BreedsHerbeautyHerbeautyHerbeautyIs It Normal To Date Your BFF’s Ex?HerbeautyHerbeautyHerbeautyNutritional Strategies To Ease AnxietyHerbeautyHerbeautyHerbeautyHere Are Indian Women’s Best Formulas For Eternal BeautyHerbeautyHerbeautyHerbeauty12 Most Breathtaking Trends In Fashion HistoryHerbeautyHerbeautyHerbeauty6 Fashion Trends You Should Never Try And 6 You’ll LoveHerbeautyHerbeauty More Cool Stuff faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Darrel Done BusinessVirtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimeslast_img read more

Certs now required for importing certain items from Britain to North

first_img Google+ Google+ Important message for people attending LUH’s INR clinic Previous articleTDs to get pay increase in coming monthsNext articleGovernment urged to strengthen Post Office Network News Highland Twitter Homepage BannerNews Pinterest Facebook RELATED ARTICLESMORE FROM AUTHOR Facebook WhatsApp News, Sport and Obituaries on Monday May 24th center_img WhatsApp Certs now required for importing certain items from Britain to North Twitter Health certs are now required for importing certain items from Britain to Northern Ireland.Sausages, mince and pate-type products made in Britain are currently only allowed in under the terms of a six-month grace period.The rule will expire at the end of June with a deal possible before then between the EU and the UK.Without agreement the products won’t be able to cross the Irish Sea. Harps come back to win in Waterford DL Debate – 24/05/21 Pinterest By News Highland – February 22, 2021 Arranmore progress and potential flagged as population grows Loganair’s new Derry – Liverpool air service takes off from CODAlast_img read more

We must think carefully about how to manage Christmas – O’Connor

first_img WhatsApp Loganair’s new Derry – Liverpool air service takes off from CODA Twitter Arranmore progress and potential flagged as population grows Facebook Twitter Pinterest News, Sport and Obituaries on Monday May 24th RELATED ARTICLESMORE FROM AUTHOR Google+ We must think carefully about how to manage Christmas – O’Connor AudioHomepage BannerNewscenter_img Important message for people attending LUH’s INR clinic By News Highland – November 8, 2020 Previous articleFrosses Road Junction with N56 to close for road worksNext articleRachael Darragh ends Portuguese open with Silver and Bronze medals News Highland Google+ DL Debate – 24/05/21 Facebook Pinterest A senior member of NPHET says a third wave of the virus can be avoided if people limit their social contacts at Christmas.Speaking to the Business Post, Professor Philip Nolan says it’s “a big thing” to ask people but it will prevent a rise in Covid-19 cases in the new year.He says the reproduction number could increase to 1.4 if we go back to the level of social contact we had in August and September.Dr Nuala O’Connor, the Irish College of General Practitioners’ lead advisor on Covid-19, says we need to think carefully about how to manage Christmas:Audio Player Up/Down Arrow keys to increase or decrease volume. WhatsApp Nine til Noon Show – Listen back to Monday’s Programmelast_img read more

Brundidge council votes to continue FYE2017 budget

first_img Brundidge council votes to continue FYE2017 budget Sponsored Content Pike County Sheriff’s Office offering community child ID kits By Jaine Treadwell Latest Stories The Brundidge City Council meets at 6 p.m. on the first and third Tuesdays of the month at Brundidge City Hall. The meetings are open to the public. The Penny Hoarder Issues “Urgent” Alert: 6 Companies… Around the WebMd: Do This Immediately if You Have Diabetes (Watch)Blood Sugar BlasterIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier LivingHave an Enlarged Prostate? Urologist Reveals: Do This Immediately (Watch)Healthier LivingWomen Only: Stretch This Muscle to Stop Bladder Leakage (Watch)Healthier LivingRemoving Moles & Skin Tags Has Never Been This EasyEssential HealthBet You’re Pretty Curious About Jaden’s Net Worth Right About Now, HuhBradofoThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancel In other business, at the recommendation of Mayor Isabell Boyd, the board approved Waymond Rodgers to fill a vacancy on the Brundidge Library Board and Jessica Collier to fill the place of the late Dorothoryn Munningham on the city’s planning commission. Print Article Skip You Might Like Flowers decides not to run for office of probate judge After months of consideration, columnist and former state representative Steve Flowers has announced that he will not make a run… read more Remember America’s heroes on Memorial Day The council voted to allow Wilson the use of the Galloway Park facility for her non-profit mentoring program. Toni’s Touch is a non-profit organization, which is funded through advertising in a self-published magazine and donations.The council voted to continue the city’s FY2017 budget until a time was designated for the reviewing and adoption of the FY2018 budget. The council set the time and date for the FY2018 budget session at 6 p.m. Monday, Oct. 9 at Brundidge City Hall. Dr. Antoinette Wilson founder of Toni’s Touch child enrichment program addressed the Brundidge City Council Tuesday night to inform the council members about her Feed My Lambs and Five Wells programs. Wilson also requested the use of the Galloway Park facility as a meeting place for the afterschool program.Wilson said her enrichment and mentoring program would accommodate about 30 children beginning at age seven. The children will be instructed in the five wells – well read, well dressed, well spoken, well traveled and well balanced. By The Penny Hoarder Plans underway for historic Pike County celebration Published 3:00 am Wednesday, October 4, 2017 Troy falls to No. 13 Clemson Book Nook to reopen Email the authorlast_img read more

Parkland survivor Lauren Hogg on first day of school: ‘It’s never going to be normal again’

first_imgABC News(PARKLAND, Fla.) — Marjory Stoneman Douglas High School students are headed back to class today in Parkland, Florida, six months after 17 people were killed in a shooting.Some of the students returning spent the summer working as full-time activists and traveling across the country with “March for Our Lives” to fight for gun reform. One of the youngest members, 15-year-old Lauren Hogg, told ABC News’ “Start Here” podcast that she’s going back to school as a sophomore knowing “it’s never going to be normal again.”“I wish we didn’t have to experience this new normal,” she said. “I wish it was just like every other year — I’d pick out my clothes, I’d have a good time — but this year, I can’t help but constantly think about not only myself and my friends at my school, but constantly thinking about my friends at other schools who don’t have as many safety precautions as we now do, and I worry about them.”Earlier this month, Broward County Public Schools announced new security measures for its schools, including adding 2,500 cameras to a network of 10,000 upgraded surveillance cameras on school campuses, placing at least one school resource officer or an armed school safety officer on every school campus, holding more frequent lock-down drills, and expanding mental health services.The district is no longer requiring students to carry clear backpacks, a rule that was mocked by some students when it was implemented, including Hogg, who tweeted at the time: “My new backpack is almost as transparent as the NRA’s agenda.”She told “Start Here” she was “kind of happy about” the change because she didn’t think the clear backpacks “were very helpful at all.”She and her brother David Hogg gained national attention in the wake of the tragedy when they became leading voices in the debate over gun control – one that she knows will continue in the coming years.“I’m the youngest one in the original March for Our Lives group and I’ll be there for three more years, so you don’t have to worry about us giving up.”When asked what she’d say to the freshmen today, Hogg, who was a freshman herself when the shooting took place, said bluntly, “It’s going to be difficult,” but added she would do her best to make the students feel welcome at a school that’s “like a family.”“I’m willing to welcome them with arms open, you know, like so many other kids at my school and we’re just there for them because we want them to have that experience that we didn’t get to have our whole freshman year.”Copyright © 2018, ABC Radio. All rights reserved.last_img read more

Transmission of basal variability to a glacier surface

first_imgTransmission of basal variability to a glacier surface is investigated using analytical models for a linearly viscous medium. The three-dimensional transient response of the surface to both bedrock undulations and spatial variations in basal slipperiness for perturbations of arbitrary wavelengths is determined using perturbation methods. Both information transfer toward the surface and lateral transmission of horizontal stresses are strongly affected by the slip ratio, that is, the ratio of basal sliding to deformational velocity. For any mean bedrock slope, and above a minimum value of slip ratio, the amplitude transfer of bedrock undulations toward the surface has a local maximum at undulation span corresponding to about 3–8 times the mean ice thickness. The transmission of basal variability to a glacier surface increases quite significantly with increasing slip ratio. This explains why the surfaces of fast flowing ice streams are more undulating than the slower moving bordering areas. At slip ratios higher than about 100, the flow of glaciers and ice sheets becomes nonlocal in the sense that surface velocities and buildup and propagation of surface undulations cannot be calculated accurately on the basis of local thickness and slope. Using linearized long-wave theories at these slip ratios, instead of the more accurate arbitrary wavelength theory, gives estimates of decay times that are an order-of-magnitude too small and phase velocities several times too large. The problem of the propagation and decay of small-amplitude surface undulations on glaciers in three dimensions is solved. Small-amplitude surface waves on glaciers are strongly diffusive and dispersive. Redistribution of mass on ice sheets and glaciers is a diffusion process, and it is misleading, albeit not mathematically incorrect, to describe the reaction of glaciers to surface perturbations in terms of a wave propagation.last_img read more

Eretmoptera murphyi: pre-adapted to survive a colder climate

first_imgDuring the late 1960s, larvae of the flightless midge Eretmoptera murphyi Schaeffer were accidentally transferred from the sub-Antarctic island of South Georgia to Signy Island in the maritime Antarctic. Higher insects are rare in the Antarctic and the introduction and establishment of a new species is an unusual event. The fly has overcome the two major barriers to colonization of the Antarctic by new species: the geographical isolation of the region and its severe climate. Larvae of the flightless midge overwinter in the surface layers of soil on Signy Island where the temperature may fall to below -10 degrees C, compared with as little as -1.5 degrees C on South Georgia. This suggests the possession of a level of pre-adaption to colder conditions. Summer-collected larvae have a supercooling point (SCP or whole body freezing point) of approximately -5.0 degrees C but survive experimental exposure to -13 degrees C, giving them a level of freeze tolerance. After acclimation at -4 degrees C for 4 days, the SCP changes little but the temperature at which 50% of the population would die decreases to lower than -19 degrees C. Larvae are also resistant to dehydration. Under experimental conditions of 88% relative humidity at 5 degrees C, larvae lose water linearly (0.42% h-1) over the first 30 h but resist further water loss once their water content decreases to approximately 1.4 g g-1 dry weight. All larvae survive these conditions for the duration of the experiment (55 h). Eretmoptera murphyi is well adapted to survive on Signy Island, and these studies suggest that it has the ability to survive at more extreme locations at higher latitudes if it were to be inadvertently transferred to a suitable habitat.last_img read more